Your dream home is within your reach

Mortgage rates hit a low in 2021 that made homebuying attainable for many throughout the Savannah real estate market. In 2022, rates are holding steady, and the market continues to be a competitive one with many buyers trying to take advantage of today’s low rates. 

Two agents walk down a Savannah street together.

As you begin your home search with The Johnson Group as your partner, we aim to guide you through every step of the homebuying process. We will connect you to Savannah’s top financing experts who will help get you preapproved for a loan and then make the homebuying process a breeze.

You, your agent, and your local lender will work as a team to help you choose the right loan for your individual situation. Although most traditional banks require a credit score of at least 640 with a two-year work history, there are several local lenders that offer loan programs for those with a credit score as low as 580. Other considerations that we will work through together are the amount of funds available for a down payment (for example, VA and USDA Loans require 0% down, FHA Loans require 3% down, and FHA Loans require 5% down).

Ready to make your dream a reality? Connect with us below and we will contact you to help you choose from our team of preferred local financing experts who specialize in financing homes in the Greater Savannah real estate market.

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